Here’s some personal experience on great ways to save an extra buck. I'd love to hear your tips! I have a list of about 60+ tips to save money. This is part 4 tips 12-16. I hope you enjoy!
12) Buy a Deep Freezer
12) Buy a Deep Freezer
12a) After the initial
investment this can be a great bargain. Buy all sorts of foods in bulk and
store them. You can even cook and store meals in advance.
13) Plan a Budget and
Stick to it!
13a) Plan a budget. Spend
all your income in your budget. Plan for tithing, saving, bills, and then for
fun stuff. If you don’t have it don’t spend it!
14) Have an Emergency
Fund
14a) This will help you
avoid fees or avoid putting an "emergency" on a credit card! My Dad
always told me to save for a rainy day. Well around where I live it rains at
least a few times a year. The best thing to do is to have an umbrella on hand.
An umbrella in finances is like an emergency fund. A good goal is to save up an
emergency fund. This is not that hard once you get it going.
14b) If you make less than
24 thousand a year start with a goal of $500. If you make over 24 thousand a
year your goal should be initially $1000 in your emergency fund. Emergencies
always will happen. The frig will need to be replaced. The car will break down.
The kids will need to go to the doctor. Credit cards are not a way to pay for
an emergency! Be prepared ahead of time!
15) Buy a Used Car
15a) The value of vehicles
depreciates the greatest during the first two years of ownership. Let someone
else take the hit and buy a used vehicle. Always get the Carfax report for any
vehicle you buy.
16) Go Out to the Movie
Theatre for Matinees/Weekdays & Don’t Get Snacks.
16a) A Matinee can be
anywhere from half the price or a couple bucks off the regular price. Avoid 3D
(except on a rare occasion) especially for prime time. 2D is still great. Also
always take your student ID for a student discount for movies during the week.
16b) Eat a good meal before you go to the movies and dont buy any concessions.
Which tip did you like best? What tips have worked for you?
See the full list of tips to save money for the other tips and parts! Leave a comment!
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