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Friday, March 21, 2014

7. Tips to Save Money - Part 1

What are some of your tips on saving money? Here’s some personal experience on great ways to save an extra buck. I'd love to hear your tips! I have a list of about 40+ tips to save money. This is part 1 tips 1-4. I hope you enjoy! 

1) Get a Car Insurance Quote
1a) If you haven’t quoted your car insurance in over six months to a year it may be time to do so. People can often save $200-600 by switching companies. These savings can be greater if you have home insurance/ life insurance bundled. We switched from Farmers to Progressive and cut our car insurance by half! Also we get a discount by paying 6 months up front.

2) Get a Better Deal on your Cell Phone Plan
2a) Are you using up all your minutes? Do you have 4000 rollover minutes (AT&T)? Do you need unlimited data or can you do with 200 texts? Is your contract about to expire? You can usually transfer a number to another cell phone provider for free. Time to see what the competition has to offer? Shop around! AT&T recently had a promotion for $100 for 10 GB of shared data, unlimited minutes, unlimited texts, and $15 per line. By switching to this plan we're saving over $75 a month! 

3) Get rid of you Landline
3a) Do you really, really need your landline? We got rid of ours. We were paying $70 a month on phone/internet. We got rid of those 2 services and signed up for less than half the cost for just internet through a promotion for a year. Update: The promo ran out. I called and threatened to discontinue my service and was given a 6 month 50% off discount. (Note: We also have plenty of rollover minutes on our cell phone plan.)

3b) Check out alternatives to a landline or even cell phone. You can get Skype or FaceTime via your computer and actually see the other person. All for free! MagicJack is a landline hooked up to your computer using your internet connection. MagicJack is only $30 a year I believe. There is also MagicJack phone service that plugs into your telephone line now. You can get a local number and use it as much as you’d like!

4) Drink More Water and Less Soda/Coffee
4a) Water is not only incredibly healthier for you but will also help with the waistline. Soft drinks, juice, energy drinks, coffee, and such are fun but they don’t usually help your pocket book.

4b) Give up your Coke or Starbucks for a week and see how much you could save. Try it for a month or a year. See how much you save!

Have you thought of these before? How do you or have you saved money? See the full list of tips to save money for the other tips and parts! Leave a comment! 


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