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Thursday, April 3, 2014

18. On Identity Theft

Recently, this past December 2013 Target issued a statement saying that their database had been compromised. 

From what I gathered if you were a customer or guest with Target and purchased something in the U.S. between Nov. 27, 2013 and Dec. 15, 2013 your information may have been compromised or stolen. What does this mean? Your name, address, phone number, and email address may have been stolen. If you made a payment during that time in one of the stores your name and card details may have been stolen as well. Target issued this letter with instructions on a free service to customers to monitor their credit.

I took advantage of this last month. Why does this matter? Let me explain. A friend called me and said that some of his personal information had been stolen related to another company. Then recently in the last few weeks he got a phone call asking about payment on a nearly $1000 HDTV cable bill someone had racked up another state which he’d never lived. His identity had been stolen!

The headache of identity theft is real. If you know your identity can be compromised. Consider changing your password on accounts every month or two. Use a pass code so that you can remember the passwords. You can also get a free credit report once a year!

Have you ever had your identity stolen? What steps have you taken to protect your credit and your identity? Leave a comment!


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